Sheppard Law Offices
Columbus, Ohio Bankruptcy Attorney Kenneth L. Sheppard, Jr.
FREE Debt Relief & Bankruptcy Consultation
FREE Debt Relief Consultation Call (614) 523-3106 or (877) 505-9455
Sheppard Law Offices
TALK TO AN OHIO BANKRUPTCY ATTORNEY TODAY (614) 523-3106
The cost of hospital and other medical bills can add up and quickly become overwhelming. Columbus, Ohio bankruptcies frequently result from the high costs associated with medical bills related to an unexpected injury, illness, lack of health insurance, denial of medical claims by a health insurance company, or waiting for a settlement from an injury. Some options in handling past due medical bills include negotiating a debt settlement, setting up a payment plan, and filing bankruptcy.
Often health care providers will accept a discounted amount in order to pay for the medical services in full. The amount of reduction that they will accept varies from provider to provider. The medical billing company typically will accept cash or check payment as well as credit card payment. The settlement option can prove to be a difficult task for most, since it can require either coming up with a large sum of money or paying by credit card, thus seriously increasing credit card debt.
If you are having difficulty coming up with the money to cover medical expenses, many health care providers will allow you to schedule to make payments for the medical debt.
Ohio Hospitals and many health care services have plans available whereby they assist low income individuals and families. Qualification for many of these assistance programs requires applicants to meet federal poverty income guidelines based on their Federal Poverty Level.
Upon filing for bankruptcy the automatic stay provision goes into effect, therefore your medical providers, their billing companies, and their collection agents will be prohibited from continuing to pursue any collection activities against you.
The act of filing for Ohio Bankruptcy will end the aggressive tactics and harassing phone calls from medical bill collectors. Upon filing for bankruptcy the automatic stay provision goes into effect, therefore your medical providers, their billing companies, and their collection agents will be prohibited from continuing to pursue any collection activities against you.
Because medical bills are considered non-priority unsecured debts, they are classed with credit cards and other unsecured debts, and therefore will be discharged through the bankruptcy. If you are filing for an Ohio Chapter 7 Bankruptcy, these overwhelming medical bills will be erased along with the other unsecured debt when the bankruptcy is discharged. In an Ohio Chapter 13 Bankruptcy medical bills are included within the repayment plan, and will be discharged at the end of your scheduled repayment period, typically at a fraction of the cost.
Whether you are considering bankruptcy alternatives such as debt settlement, payment plans, seeking income based assistance, or filing bankruptcy to erase medical bills, the Columbus Ohio bankruptcy Attorneys at Sheppard Law Offices can provide you with the support and assistance you need to put you on the appropriate financial track. Call (614) 523-3106 today to schedule a free Columbus, Ohio Bankruptcy and Debt Relief consultation.
Sheppard Law Offices
The Columbus, Ohio bankruptcy debt relief and taxation law office of Sheppard Law Offices, LPA is conveniently located just inside I-270 off of Cleveland Ave. Our offices provide a short drive from throughout Central Ohio including counties of Franklin, Delaware, Knox, Marion, Licking, & Fairfield. We regularly serve Debt & Tax needs of clients from Columbus, Westerville, Bexley, Dublin, Sunbury, Delaware, Fredericktown, Johnstown, Centerberg, New Albany, Gahanna, Pickerington, Grandview, Upper Arlington, Clintonville, Groveport, Pickerington, Pataskala, Reynoldsburg, Groveport, Lewis Center, Worthington, Granville, the Short North, Hilliard, Plain City, Grove City, Newark, Mt. Vernon, Canal Winchester, and Lancaster.
Columbus Ohio Office
2600 Tiller Lane, Suite A
Columbus, Ohio 43231
Telephone: (614) 523-3106
Newark, Ohio Office
843 N. 21st Street, Suite 108
Newark, Ohio 43055
Telephone: (740) 345-7138
Belden Village Tower, 200
Canton, Ohio 44718
Telephone: (330) 409-2876
Mt. Vernon, Ohio Office
11 West Gambier Street
Mt. Vernon, Ohio 43050
Telephone: (740) 392-0404
We are a debt relief agency. We help people file for protection under the U.S. Bankruptcy Code.